There was a hue and cry after the Union Budget 2024-25 as the Centre increased the long-term capital gains (LTCG) tax on equity from 10% to 12.5%. However, since April 2023, the…
How to pay your HDFC credit card bill? 9 key methods explained
Paying your credit card bills on time is extremely important to keep a healthy credit score and get better deals on your future borrowings. HDFC bank offers a wide range of credit…
Credit Report Errors: How to fix mistakes and avoid loan rejection – A complete guide
A good credit score is one of the pre-requisites for obtaining a loan. The credit score is mainly dependent on your credit report. But what happens if your loan application is rejected…
Can I double my portfolio to ₹1 crore in two years?
I am 28 years old and have a portfolio worth ₹47.4 lakh, comprising ₹36.5 lakh in equities and the rest in mutual funds. I regularly invest ₹25,000 per month via SIPs, with…
EPFO registers 14.63 lakh net members in November 2024, nearly 5% YoY increase
The Employees’ Provident Fund Organisation (EPFO) has made a net addition of 14.63 lakh members during November 2024, the Ministry of Labour and Employment said on Tuesday, citing provisional payroll data. There…
What is an instant credit card? Key features explained
Are you contemplating applying for a credit card and worried over the delay that the banks take in issuing it? Well, there is an alternative – you can instead apply for an…
Personal loans: As bad debts spike, stocks of private banks slide
The stock prices of private banks that have reported an increase in bad loans in their personal loans and micro-credit businesses are bearing the brunt of investors’ fears of a U-turn in…
Estate planning in India and how to ensure a smooth transition
How do I plan the smooth transition and safety of the estate that I have accumulated over my lifetime? -Name withheld on request The initial step in estate planning involves a thorough…
Bank account for a minor: The best way to optimize your children’s savings
Avir Tiwari’s wallet was so full that it couldn’t take it anymore. For the six-month-old boy, it wasn’t particularly a bad situation. However, his dad, Ekansh Tiwari, associate vice president of currencies…
Bharti Airtel to offer Bajaj Finance’s loan products at its app, later at stores
Telecom major Bharti Airtel is set to offer non-banking lender Bajaj Finance’s financial products in India, the companies said on Monday, reported Reuters. At the start, Airtel will offer Bajaj Finance’s products…