What is open ended credit plan and its main pros and cons?

Key Takeaways: Open-ended credit provides flexible borrowing options without fixed repayment deadlines, encompassing credit cards and personal lines of credit. Responsible management of open-ended credit positively impacts credit scores, while exceeding credit limits or missing payments can harm them. Understanding the credit utilization ratio is crucial for maintaining favourable credit scores, with lower ratios being … Read more

Share Purchase Plan and Tranche 2 Placement Raises $1.1 Million

Company Overview: Zodiac Gold is at the forefront of gold exploration in West Africa, showcasing significant exploration potential at its 100% owned Todi Project, located in the Republic of Liberia. The Todi Project encompasses a 2,316 km2 land package that includes geology and structures known to host gold mineralization, situated in a previously underexplored region … Read more

Brigette’s $83 Grocery Shopping Trip and Weekly Menu Plan for 6

My older sister, Brigette, shares her shopping trips and menu plans every week! You can go HERE to see all of her weekly menu plans and you can go HERE to read all about her family! We started off the week with so many leftovers in our fridge! I picked up what we needed at the store, but it’s … Read more

New tax year brings new chance to strategically plan RESP withdrawals

Breadcrumb Trail Links Taxes Personal Finance Jamie Golombek: Post-secondary students have a fresh planning opportunity to stay one step ahead of the taxman Published Jan 25, 2024  •  Last updated 11 hours ago  •  5 minute read It’s important to have a good understanding of the tax rules associated with RESP withdrawals at the beginning of … Read more

Possible Major Student Loan Forgiveness Loophole In SAVE Plan

A newly discovered student loan forgiveness loophole may allow more borrowers to qualify for immediate student loan forgiveness, not just those with an original principal loan balance of $12,000 or less. The U.S. Department of Education has announced early implementation of the accelerated forgiveness for borrowers with low initial loan balances in the SAVE repayment plan.  … Read more

We All Define Safety and comfort in Our Desired Financial Independence Plan Differently.

I went on one of my leave days to meet up with my friend. I used to have the chance to meet my friends more as we worked in the same workplace, but since I left and started working in Tanjong Pagar, it is quite nice we still keep in contact. Our conversation eventually led … Read more

Increased Tech Use Among Seniors: What’s the Optimal Phone Plan To Fill This Need?

The majority of seniors are embracing technology and social media to stay connected with family and friends. According to the Pew Research Center, 92% of seniors in the US own a mobile phone. The number of older Americans who use social media has also increased fourfold since 2010. Due to their increased tech and social … Read more