What is the Safe Withdrawal Rate for CPF LIFE, Income from Rental Property and Dividend Stocks? – Reader Question

It is Da Nian Chu Er of our Lunar Chinese New Year. Here is wishing all the good health and good wealth. I hope all our portfolios don’t go to zero. I want to take things slower this Chinese new year and since I receive a question from an earnest member of my Singapore Financial … Read more

Guest Contribution: “The Federal Funds Rate: FOMC Projections, Policy Rules, and Futures Markets”

Today, we present a guest post written by David Papell and Ruxandra Prodan-Boul, Professor of Economics at the University of Houston and Economics Lecturer at Stanford University. The Federal Open Market Committee (FOMC) maintained the target range for the federal funds rate (FFR) at 5.25 – 5.5 percent in its January 2024 meeting. With falling … Read more

Sydney auctions 2024: Talk of interest rate cuts ahead encourages buyers

Auctioneer Andrew Robertson brings down the gavel at 20 Cope St, Lane Cove today. Picture: Julian Andrews It was the first big auction day of the year and with growing talk of interest rate cuts, agents across Sydney reported renewed enthusiasm from home buyers. Belle Property Lane Cove agent Tim Holgate had seven registered parties … Read more

Do insurance firms need to “press the case” for rate increases?

Do insurance firms need to “press the case” for rate increases? | Insurance Business America Insurance News Do insurance firms need to “press the case” for rate increases? Colonial Surety leader says customers are too fixated on cost Insurance News By Daniel Wood “I do anticipate four major themes that we can expect in the … Read more

Jay Powell says Federal Reserve interest rate cuts in March are ‘not base case’

Unlock the Editor’s Digest for free Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Jay Powell moved to cool speculation that the Federal Reserve would begin cutting interest rates as soon as March, saying that was not the “base case” as the central bank considers easing monetary policy this … Read more

Fannie Mae’s Mortgage Rate “Range” to Expect in 2024 and 2025

Home prices will rise, home sales will jump, and mortgage rates will fall to a familiar range, according to Fannie Mae’s Doug Duncan. In their newest consumer sentiment survey, Fannie Mae points to a “tale of two housing markets” where both buyers and sellers are stuck. Rates aren’t low enough to get back into the … Read more

CRA prescribed interest rate hits double digits: How it affects you

Breadcrumb Trail Links Taxes Personal Finance Jamie Golombek: Interest rate for overdue taxes is now 10% Published Jan 18, 2024  •  Last updated 2 days ago  •  5 minute read The CRA’s interest rate on tax debts, penalties, insufficient instalments, unpaid income tax, Canada Pension Plan contributions and employment insurance premiums is 10 per cent for … Read more

European central bankers see wage rises as main threat to rate cuts

Unlock the Editor’s Digest for free Roula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter. Demands for pay rises by European workers are the main threat to early interest rate cuts, analysts have warned, after European Central Bank president Christine Lagarde quashed investors’ hopes of a first-quarter cut this week … Read more

January homebuilder sentiment improves, following mortgage rate drop

A home is constructed at a housing development on June 21, 2023 in Lemont, Illinois. Scott Olson | Getty Images Homebuilder sentiment improved in January, jumping 7 points to 44 on the National Association of Home Builders monthly index. Anything below 50 is still considered negative, but the index has now moved 10 points higher … Read more

IMF official warns central banks against fuelling market hopes for rapid interest rate cuts

Stay informed with free updates Simply sign up to the Global inflation myFT Digest — delivered directly to your inbox. A top IMF official has warned central banks need to move cautiously on cutting interest rates this year, as market expectations of looser monetary policy could fuel another flare-up of inflation. Gita Gopinath, the first … Read more