Most Dangerous Early Retirement Strategy To Follow: Coast FIRE

In 2009, I established my first rule of FIRE: generate enough passive income to cover your basic living expenses. Once achieved, you attain financial independence and the freedom to pursue your desires. Since then, various permutations of FIRE have emerged, one of which is Coast FIRE. Coast FIRE involves front-loading your retirement savings and then … Read more

How to build a retirement ‘paycheque’ to replace your work paycheque

Breadcrumb Trail Links Retirement Personal Finance Ted Rechtshaffen: From deferring CPP to taking out a HELOC, these strategies can help you create cash flow Published Feb 16, 2024  •  Last updated 3 days ago  •  4 minute read In retirement, you may not need to replace your work paycheque and only need to create the cash … Read more

These Are the Top Retirement Destinations in Europe, Asia and Latin America

PeopleImages.com – Yuri A / Shutterstock.com Editor's Note: This story originally appeared on Live and Invest Overseas. The just-released 2024 Overseas Retirement Index presents our selection of the world’s best places to retire overseas this year. Our 10 winning destinations — plus three up-and-coming spots — are beautiful, welcoming, and safe havens that offer compelling … Read more

How to Ease Yourself Into the Perfect Overseas Retirement

wavebreakmedia / Shutterstock.com Editor's Note: This story originally appeared on Live and Invest Overseas. This doesn’t have to be all or nothing. You could “retire overseas” and still spend part or even lots of your time back home. I make the point in case it hadn’t occurred to you already. The idea of moving to … Read more

A new way to use the old retirement laddering strategy to manage risk

Breadcrumb Trail Links Retirement Personal Finance Investor Martin Pelletier: GIC strategy not that appealing for majority of income-seeking investors Published Jan 29, 2024  •  Last updated 5 minutes ago  •  4 minute read Traders work on the floor of the New York Stock Exchange. Photo by Michael M. Santiago/Getty Images files Article content In the good … Read more

5 Benefits and Risks of Relying on Dividends for Retirement Income

When planning for retirement, many people look to dividends as a source of income. Dividends are payments made by companies to their shareholders as a portion of their profits. While relying on dividends for retirement income has its benefits, it also has risks too. Here are five benefits and risks of relying on dividends for … Read more

Financial Freedom at 40: The 8 Step Roadmap to Early Retirement Success

Do you dream of retiring early and living a life of financial freedom? Do you want to spend more time doing what you love and less time working for someone else? If so, you’re not alone. Many people aspire to achieve financial independence and retire before the traditional age of 65. But how can you … Read more

How to withdraw retirement money from investments during a down market

Breadcrumb Trail Links Retirement Personal Finance Investor Plus: How do I change from a saver to a spender mentality, and is it worth staying with an adviser if he puts you into high-fee mutual funds? Published Nov 10, 2023  •  Last updated 4 days ago  •  4 minute read Getting a better feel for your attitudes … Read more

I’m only 31 years old. Do I have to save and invest for retirement?

Breadcrumb Trail Links Retirement Personal Finance Take a balanced approach to investing and goal setting so you have a good life now and in the future, experts say Published Jan 05, 2024  •  Last updated 1 day ago  •  4 minute read Planning becomes real when you are in the room discussing your lifestyle and thinking … Read more

Best Retirement Calculators For Projecting Savings

Retirement calculators can help you plan for the future. And over the last few years, there have been a number of them developed that all offer slight variations and tools. Saving and investing for retirement is a long-term project best tackled over decades. If you want the tailwinds of compounding growth, you need to invest … Read more